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$5,000 Down Payment Assistance Available for Eligible Homebuyers

JustChoice Lending will once again be participating in the “Welcome Home” program sponsored by the Federal Home Loan Bank (FHLB). Welcome Home grants are used to fund down payments and closing costs in...

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Hal Rogers Recognizes Hardwork in 502 Direct Loan and Self Help Programs

JustChoice Lending serves as the mortgage-lending arm of Fahe, a respected nonprofit and philanthropic lending institution.  The recent recognition that Fahe received was in part due to services...

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Eligibility Changes in USDA Home Loans

This article was corrected on June 5th 2014 Thanks to the Agricultural Act of 2014, there have been changes made in the population limits that make some areas of the country eligible for USDA home...

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We’re Moving

JustChoice Lending will be moving to a new location in only a few months.  What does this mean for customers? Our phone numbers will stay the same.  You will be able to reach us with any of your...

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Discount on FHA Loans

Homebuyers with small down payments have long relied on FHA loans which are loans insured by the Federal Housing Administration.  But the cost of mortgage insurance on FHA loans increased significantly...

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Changes in Rural Development Loan Scores

Due to policy changes, JustChoice Lending will no longer be able to accept applicants with below a 640 credit score loans through the Rural Development program.   This includes the USDA 502 Direct...

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Continuing Education

Continuing Education is a yearly requirement for the upkeep of mortgaging licensing.  As part of our commitment to providing affordable loans and services to Appalachia, JustChoice Lending and Fahe...

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No Guaranteed Processing for Last Week of November

From November 21st, 2014, through the start of business on December 1st, 2014, Rural Development will not be accepting new Single Family Housing Guaranteed loan applications.  They were working to...

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Fair Housing Month

April is Fair Housing Month. JustChoice Lending as well as Fahe believe strongly that everyone deserves access to fair housing.

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1% Loans Available for KY Residents

Kentucky Housing Corporation (KHC) has announced a special funding program that will make available $6 million dollars at 1% financing for low-to moderate income homebuyers in the 54 county SOAR region...

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